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Your Rights When In an Accident with an Uninsured Driver

Texas Car Accidents Caused by Uninsured Drivers

When you are involved in an accident caused by another driver, you are often left with significant losses. Fortunately, in most accident cases, the at-fault driver has insurance. Every motorist takes on an immense responsibility when he or she gets behind the wheel, and an important component of that responsibility includes carrying the requisite insurance. You should not have to worry about receiving an adequate insurance settlement after another driver’s negligence has left you injured, and fortunately, there is a legal mechanism in place that helps.

Uninsured Motorists

While you would not consider driving without the necessary car insurance, there are drivers out there who do just that. In fact, the Insurance Information Institute (III) shares that a full 13 percent of drivers are uninsured. The number of uninsured drivers has been on the rise since 2010, and the State of Texas – with 14.1 percent of its drivers going uninsured – is ranked at 16 among the 50 states. We share the roads with uninsured drivers, and they make car accident claims even more difficult.

Car Insurance Covering Uninsured Drivers

In Texas, you are not required to carry uninsured driver or underinsured driver car insurance, but your car insurance company is required to make you aware of such insurance and to offer it to you. In fact, you most likely do carry uninsured/underinsured driver insurance. It is not quite as simple as that, however. Even though you purchase insurance to cover you in the event that an uninsured driver causes you to be injured, your insurance company will not be happy to pick up the bill in such an instance. If an uninsured driver has left you injured, you need an experienced Central Texas personal injury attorney to aggressively advocate on your behalf for the compensation to which you are entitled.

Your Claim and Your Damages

If an uninsured driver has left you injured, there is a lot to consider. In addition to property damage to your vehicle, you will likely face a variety of damages:

  • Medical expenses that can include emergency transportation and treatment, surgery and aftercare, ongoing medical care, prescriptions, physical therapy, adaptive medical devices, and more

  • Time and wages lost on the job – along with a potentially diminished earning capacity into your future

  • Attendant pain and suffering of sustaining injuries in a violent car accident

If another driver – who did not even bother to carry the requisite car insurance – has left you injured, you are in a very difficult situation. You have rights, however, and those rights matter. An experienced Central Texas personal injury attorney can help.

If an Uninsured Driver’s Negligence Has Left You Injured, Consult with a Central Texas Personal Injury Lawyer Today

If the negligent driver who has left you injured is uninsured, it complicates the matter, but your claim is important and there is a way forward. Attorney Brett Pritchard at The Law Office of Brett H. Pritchard in Central Texas has the experience, skill, and dedication to effectively negotiate with your insurance company on your behalf. Mr. Pritchard is here to help, so please contact or call us at 254-501-4040 today.

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