Dealing with Insurance Adjusters After an Accident
Car accidents – even minor car accidents – are extremely upsetting. If another driver's negligence has left you injured, you may not know where to turn for help. The one given after such an accident is that you are almost certainly going to be dealing with an insurance company at some point. In these situations, it is essential to recognize that the other driver’s insurance company is not on your side and that there are several basic rules you should keep in mind.
Provide the Insurance Adjuster with Basic Information Only
When the insurance adjuster calls, provide him or her with only the most basic information and do not consent to have the conversation recorded. Provide the adjuster with the facts, including your name, address, telephone number, and where and when the accident occurred. Let the adjuster know that you will provide more information when you have an experienced Central Texas personal injury attorney to speak on your behalf.
Do Not Discuss Your Injuries
When the adjuster enquires about whether you were hurt or not, do not provide any details. You may have sustained injuries that you are not yet aware of, and injuries have a way of blossoming over time. You want to be compensated for the full extent of the damages you have sustained, and the insurance company is looking to lock you into a statement about your injuries before you may even fully recognize what they are.
Set Strict Limits with the Claims Adjuster
When you take the claims adjuster’s first call, let him or her know that you are willing to speak only briefly and that he or she can have any further discussions with your personal injury attorney (who will speak on your behalf). Many adjusters will continue to call until they get you to say what they want you to say (in an effort to minimize their settlement offer).
Do Not Accept an Early Settlement Offer
If you have been in a car accident in which another driver’s negligence has left you injured, you are no doubt stressed, and you may want to put the entire upsetting affair behind you as quickly as you can. Accepting an early settlement offer, however, is rarely in your best interests. Such an offer is usually indicative that the insurance company senses you might settle for less than the compensation to which you are entitled. A dedicated Central Texas personal injury attorney will carefully assess your claim and will aggressively advocate on your behalf for a settlement amount that adequately compensates you for the injuries you have sustained.
If a Negligent Driver Has Left You Injured in a Car Accident, Consult with an Experienced Central Texas Personal Injury Lawyer Today
A car accident can leave you unsure about how best to proceed, but your claim is far too important to leave to chance. Attorney Brett Pritchard at The Law Office of Brett H. Pritchard in Central Texas is here to help. Mr. Pritchard has the experience, compassion, and determination to advocate for your claim’s best possible outcome. For more information, please contact or call us at (254) 220-4225.