Managing Your Medical Bills Pre-Personal Injury Settlement

medical bills

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Paying Your Medical Bills While Dealing with a Personal Injury Claim

If you have been injured in an accident that was caused by someone else’s negligence, the stress is twofold. First, you are injured, which is always difficult. Second, someone else is at fault for your injuries, but you are responsible for paying for your medical expenses until the personal injury claim is settled – or goes to trial. Many people find that the stress of such a situation is simply too overwhelming, and they rush to settle for less than they are entitled to just to be done with the problem. If you are in the midst of a personal injury claim, consult with an experienced Central Texas personal injury attorney today.

First Things First: Seek Medical Attention

If you have been injured in an accident, seek immediate medical attention. Even if you do not think you have suffered a serious injury, swift diagnosis is closely associated with improved diagnosis. Further, injuries can blossom over time and leave you in a much worse situation than if you had sought medical attention in the first place.

If your injuries were caused by someone else’s negligence, the fact that you sought the immediate medical attention that you needed will also help support your personal injury claim. Regardless of how you were injured, however, you should never put off seeking appropriate medical care.

Submit Your Medical Bills to Your Own Health Insurance Company

If you are in the middle of a personal injury claim and your medical bills come due, consult with an experienced Central Texas personal injury attorney who, in most cases, will likely advise you to submit your medical expenses to your own health insurance company – which is contractually obligated to help you cover your medical expenses. If your insurance company is reluctant to do so, your attorney can intervene on your behalf.

Submit Your Medical Bills to Your Own Car Insurance Company

If you carry full coverage on your vehicle, it is very likely that your policy includes coverage for medical expenses incurred by any occupant of your car. Submitting those medical expenses that remain after your health insurance has made payment can help you stay on top of your medical bills and protect your credit in the process.

Obtain Additional Financial Help

If your personal injury claim is still pending and your medical bills have not been fully covered, it is extremely important that you continue with your necessary medical care and seek an alternative means for keeping up with the bills:

  • Talk to your medical providers; they may work out a payment plan with you, or they may offer you a medical-bill credit plan.

  • Apply for pre-settlement funding, which is often easier to get than traditional credit.

Your health is far too important not to get the healthcare you need.

Consult with a Central Texas Personal Injury Attorney about Your Personal Injury Claim Today

If someone else’s negligence leaves you injured, you need an experienced personal injury attorney. Attorney Brett Pritchard at The Law Office of Brett H. Pritchard in Central Texas is here to help by aggressively advocating for the compensation to which you are entitled. For more information, please contact or call us at (254) 220-4225 today.

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