If a negligent driver has left you or someone you love injured in a car accident, you know exactly how difficult that is. If the driver who injured you is uninsured, it makes things that much more difficult. If you've been injured in a car accident, the last thing you should have to worry about is if you'll be able to recover on your losses. If you've been hurt in a car accident, you need experienced legal counsel.
Uninsured Drivers
Driving is a huge responsibility, and carrying liability insurance is an important component of that responsibility. The Insurance Information Institute (III) nevertheless finds that, according to a 2017 study, 13 percent of motorists are uninsured. In fact, uninsured motorists have been on the upswing since 2010. Further, the State of Texas comes in as number 16 with 14.3 percent of drivers hitting the road without the necessary insurance. While you probably can’t imagine driving without being properly insured, there are drivers out there who forego this responsibility – and they make our roads more dangerous for everyone on them.
Your Car Insurance Policy
In Texas, you aren’t required to carry insurance on uninsured or underinsured drivers, but insurance companies are required to offer you such a policy, and it’s very likely that you carry one. The problem is that insurance companies are in the business of turning massive profits, and paying out on accidents that are caused by uninsured drivers isn't part of this game plan – even though that’s exactly why you purchased the policy in the first place. Insurance companies have tricks up their sleeves when it comes to minimizing settlements, including stalling the payment process, denying claims outright, and making negligible offers.
Your Car Accident
If you’ve been injured in a car accident that was caused by a negligent uninsured driver, regaining your health should be your primary concern, and you shouldn’t have to fret over whether your own insurance company is going to do right by you or not. In fact, you may even be tempted to simply take whatever lowball offer your insurance company comes up with simply to be done with the thing. While understandable, such an action is not in your best interests. This is where an experienced South Texas car accident attorney comes in. Your dedicated car accident attorney will aggressively advocate for the compensation to which you are entitled. Your recovery process is far too important not to fight for your rights.