If someone else’s negligence leaves you injured in an accident of any kind, you might reasonably wonder why you need an attorney in such a situation. After all, that is what the insurance company is for – or so you presume. If you have been injured by someone else’s negligence, however, obtaining your fullest recovery likely hinges on your ability to obtain the compensation to which you are entitled. As such, there are several important reasons why working with an experienced Killeen personal injury lawyer is in your best interests.
The Insurance Company
While it is true that the insurance company involved will likely be compensating you for your losses, this does not mean that the insurance company will be motivated to cover those losses fully. Insurance companies are in the business of making money, and this means minimizing or even denying claims whenever possible. For example:
- The insurance company may attempt to implicate you as being partially at fault.
- The insurance company may deny that your injuries were caused by the accident.
- The insurance company may attempt to minimize the extent of your injuries.
- The insurance company may offer you a speedy settlement – before you have a chance to understand the extent of your damages fully.
- The insurance company may drag its feet – hoping that you will settle for any offer or that you will give up completely.
Insurance companies have vast resources at their disposal. Recovering from an injury is no time to attempt to take on such a company on your own.
If another person’s negligence leaves you injured, your damages may be extensive, but you probably will not be aware of just how extensive until after some time has passed. The fact is that some injuries, such as traumatic brain injuries and spinal cord injuries, can take time to fully present with symptoms. Without a knowledgeable personal injury lawyer, you could easily accept an offer that does not represent the damages you have suffered in their entirety, including:
- Your medical expenses (emergency transportation and care, surgery and aftercare, treatment from doctors and specialists, prescription medications, physical therapy, and more)
- Your lost hours and wages on the job and any lost earning potential into the future
- The physical and emotional pain and suffering you were forced to endure
- Any property damage incurred
- Lost quality of life