If you’ve been injured in a car accident that was caused by someone else’s negligence, you face a very difficult journey forward toward healing. In order to reach your fullest recovery, you need the compensation to which you are entitled, but the insurance company is unlikely to make this easy for you. In fact, a common practice is what many call the swoop and settle, which is unlikely to do you or your claim any favors at all.
The Swoop and Settle
You are injured, and as a result, you are vulnerable. The insurance company is well aware of this fact. Further, you are unlikely to know how car accident claims even work, and you certainly do not know the full extent of your damage at this point. In other words, there is no worse time to negotiate a settlement with the insurance company than at this moment, and that is exactly why you are likely to hear from the insurance rep involved in your claim sooner rather than later. The fact is that you are not required to provide the insurance rep with a statement about the accident (or to discuss a settlement at this time), and it is in your best interest not to do so. (Should you accept the insurance company's initial settlement? Click here to learn more)
The complete array of damages you suffer will be revealed in the fullness of time, but you are unlikely to have an accurate tally of them from the outset. If you do not receive just compensation, it makes it that much more difficult for you to regain your health and well-being to the best of your ability. There are, however, several basic categories of compensation that you can pursue.
Your medical costs after being injured in a car accident can be immense and may include all of the following:
- Emergency treatment and care
- Surgery and follow-up care
- Hospital stays
- Pain management (Learn more about defining pain and suffering in a Texas personal injury claim)
- Treatment from doctors, specialists, and other medical professionals
- Physical and/or occupational therapy
- Prescription medications
- Adaptive physical devices
While you recover, you are very likely to experience reduced earnings in relation to time spent off the job. Further, if your injuries are serious, you could be looking at a decrease in your earning potential and even at losses related to your career. (Do Not Delay Seeking Medical Care after a Car Accident)
Pain and Suffering
Being injured in a car accident that was caused by someone else’s negligence can lead to serious physical and emotional pain and suffering that can haunt you into your future. Assessing the extent of this emotional component of your car accident claim can be very difficult in the early days after your accident, but it is ultimately important to your claim.
Reach out to an Experienced Attorney for the Help You Need
Brett Pritchard at The Law Office of Brett H. Pritchard – proudly serving Killeen, Texas – is a practiced personal injury attorney who is committed to skillfully advocating for the compensation to which you are entitled. For more information, please do not wait to contact or call us at 254-501-4040 today.